Gpayments

 

 

 

 

  Explore PSD2 & Strong Customer Authentication (SCA) requirements. Learn how GPayments' ActiveAccess and 3D Secure 2 solutions ensure seamless compliance and secure online payments. PSD2 is the second iteration of the ‘Payment Services Directive’ (PSD), a European Union (EU) directive first introduced in 2007 to regulate payment services and payment service providers (PSPs). PSD allowed for better pan-European competition and participation in the payments industry while threatening to break-up the banking industry’s monopoly on facilitating secure online payments. Many are concerned about the implications of adapting to SCA under PSD2 but they need not be. GPayments, a well-known 3D Secure vendor for over 15 years, is introducing a new version of ActiveAccess, its innovative authentication platform, which supports 3D Secure, 3D Secure 2, and SCA, using its multi-factor authentication module. What is Strong Customer Authentication (SCA)? Strong customer authentication (SCA) is ...

    As eCommerce continues to grow, so does the sophistication of online payment fraud. Merchants face increasing challenges from stolen card credentials, account takeovers, phishing attacks, and fraudulent transactions—all of which can lead to financial losses, chargebacks, and damaged customer trust.   Traditional fraud prevention methods are no longer enough.   Today's digital payment ecosystem demands intelligent, real-time fraud detection that can distinguish genuine customers from fraudsters without slowing down the checkout experience. This is where EMV® 3-DSecure 2 (3DS2) plays a vital role.   By combining risk-based authentication, real-time transaction analysis, and advanced fraud detection systems, 3DS2 helps issuers, merchants, and payment providers create a safer, more seamless online payment experience.   What is 3DS2?   EMV 3-D Secure 2 (3DS2) is the latest global authentication protocol developed by EMVCo to sec...