Gpayments

In today’s digital-first world, online fraud is evolving just as rapidly as technology itself. Businesses must find better ways to protect their customers and transactions. One of the most effective tools in this battle is 3D Secure 2 fraud prevention . This upgraded protocol doesn't just reduce fraud—it enhances the user experience, meets global compliance standards, and helps boost conversion rates. At GPayments , we understand the challenges that merchants, issuers, and payment providers face. Our solutions are designed to make 3D Secure 2 Fraud Prevention seamless, secure, and scalable for every player in the payment ecosystem.   What is 3D Secure 2? 3D Secure 2 (3DS2) is an advanced authentication protocol developed by EMVCo. It replaces the original 3D Secure (3DS1) system used by card networks to add an additional security layer to online card-not-present (CNP) transactions. Unlike its predecessor, 3DS2 supports: ·        ...

In today’s digital economy, ensuring secure, frictionless, and compliant online transactions is more critical than ever. With the rise of e-commerce and digital banking, cyber threats are also increasing in complexity and frequency. That’s where PSD2 SCA Compliance comes into play — a game-changing regulation designed to enhance consumer protection and payment security in the European Economic Area (EEA). Whether you're a merchant, payment service provider (PSP), or a financial institution, understanding and implementing PSD2’s Strong Customer Authentication (SCA) requirements is essential for long-term success. In this post, we explore everything you need to know about PSD2 SCA compliance, how it affects your business, and how to effectively navigate its challenges with smart solutions.   What is PSD2 and SCA? PSD2 , or the Second Payment Services Directive , is a regulatory framework introduced by the European Union to modernize payment services and promote innovation, ...