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Showing posts from August, 2025

3D Secure 2 Explained: Smarter Protection for Payments

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Introduction In today’s fast-paced digital commerce landscape, security and user experience must go hand in hand. The original 3D Secure (3DS1) protocol addressed fraud—but at the cost of friction and abandoned carts. Enter 3D Secure 2 (3DS2) : a modern, friction-reducing authentication method tailored for mobile , compliance , and conversion . In this post, we’ll explore how GPayments helps merchants and payment service providers adopt 3DS2 to deliver smarter protection, smoother checkouts, and greater peace of mind.   1. Why 3D Secure 2 Matters Better User Experience with Frictionless Flow 3DS2 is built for seamless authentication. Through enhanced transaction context—device info, shipping address, purchase history—issuers can assess risk and approve many transactions without interrupting the user . It’s faster, more secure, and customer-friendly . More Intelligent Risk Assessment Thanks to 10× more data available during checkout, issuers can better judge whethe...

Top Transaction Fraud Detection Systems for 2025

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In today’s digital-first world, online payments are fast, easy, and global—but so is fraud. As businesses race to meet consumer expectations for seamless transactions, they also face the mounting challenge of securing those transactions against evolving cyber threats. That’s where transaction fraud detection systems step in, acting as the first line of defense. In this post, we’ll explore the top transaction fraud detection systems for 2025, what makes them effective, and how businesses can benefit from implementing robust fraud detection technology. We'll also look at how GPayments is shaping the future of digital payment security with advanced solutions tailored for today’s needs.   Why Transaction Fraud Detection Systems Matter in 2025 With the rise of real-time payments, digital wallets, and card-not-present (CNP) transactions, fraudsters are exploiting new vulnerabilities faster than ever. According to industry reports, global losses due to payment fraud are expected ...