Frictionless Authentication with 3D Secure: A Smarter Way to Pay
In today’s fast-paced digital economy, security and user experience are both top priorities for businesses. Customers expect a seamless checkout process, while merchants must protect every transaction against fraud. Frictionless Authentication with 3D Secure is designed to meet both needs. This modern approach combines robust security with a smooth payment journey, enabling customers to pay confidently — and businesses to grow without unnecessary friction. What Is Frictionless Authentication with 3D Secure? Frictionless authentication is an advanced method of verifying transactions in the background without interrupting the customer’s checkout flow. When combined with 3D Secure 2 (3DS2) , this technology uses risk-based analysis to determine whether a transaction can be authenticated silently or requires a challenge (like an OTP or biometric verification). In a frictionless flow, most low-risk transactions are approved instantly, allowing the payment to go through witho...